If you are travelling to Kenya from the UK you should buy travel insurance that includes the geographical region of “Worldwide excluding
the USA, Canada and the Carribean” to ensure that the insurance company will pay your claim if you need to make one. This link could help if you need to find a cheap travel insurance to Kenya
or a helping hand if you need some assistance.
If you are considering an annual multi-trip travel insurance then you need to ensure that the geographic region you choose covers all the regions you need to cover for the next 12 months, not just the region of Worldwide excluding
the USA, Canada and the Carribean which you need for this trip to Kenya.
Sometimes it can be cheaper to buy a series of single trip covers rather than an annual multi-trip. For example if you have a couple of trips to Europe planned and one quick trip to the USA then there’s probably no point in buying 12 months of cover for the USA which would be much more expensive that Europe only cover.
Declare any pre-existing medical conditions to ensure the travel insurance will payout when you need it in Kenya
It’s really important that before you leave the UK and travel to Kenya that if you have any pre-existing medical conditions that these are disclosed to your travel insurance company.
If you don’t disclose your pre-existing medical conditions fully this may mean that a claim for medical expenses in Kenya will be declined. Also if you don’t fully disclose medical conditions this could affect whether the travel underwriters will payout for a claim for cancellation if you fall sick before you go away, or worse if you need to be repatriated on medical grounds when you are on holiday in Kenya.
What is a “pre-existing medical condition”?
You need to declare to your travel insurance company whether you or anyone travelling with you has EVER had treatment for:
- Any heart or circulatory condition
- A stroke or high blood pressure
- Any breathing condition (including asthma)
Or if, within the last 24 months you have:
- Been treated for any serious / re-occurring condition
- Been referred to a specialist or hospital consultant for tests, diagnosis or treatment
- Been asked to take regular prescription medication.
Travelling to Kenya on a single trip or annual multi-trip policy (if you are making this journey regularly, perhaps to relatives or to a holiday home), need not be expensive if you shop around and use a specialist travel insurance comparison service. Also, look for reviews from existing customers to check out their customer service and see what help they may be able to provide for you.